Our Program

The Equal Futures RDSP Program is provided by Ability Tax and Trust Advisors, and generously supported by Vancity Credit Union. It is a social purpose program that provides an easy, efficient, and FREE service to eligible individuals to learn about, qualify for, and open a Vancity RDSP.

“The Government of Canada offers tax exemptions, income supports, social benefits and services to persons with disabilities to facilitate their inclusion, participation and independence in various aspects of life.”

– Government of Canada, 1st Report, Convention on the Rights of Persons with Disabilities


Our Goal

The government sponsors a savings plan to help provide better financial futures for the approximately 4.4 million Canadians living with a disability. As the barriers to access the savings plan are extremely high, our goal, and that of our supporter Vancity Credit Union, is to create an accessible and free program to help individuals qualify and open an RDSP.

“Vulnerable groups, including people with disabilities, tend to have a lower standard of living than others due to factors such as low income, lower educational attainment, lack of affordable housing, and unmet needs for aids and devices.”

– 2010 Federal Disability Report


How It Works

Our Equals Future RDSP Program is a simple and easy way to secure your financial future. Together with our partners, we help individuals learn about, qualify for, and open an RDSP for FREE. By participating in the program, individuals will receive:

  1. Eligibility assessment for the RDSP;

  2. Account Qualification Filings;

  3. Tax credit and benefits review; and

  4. Account opening support.

 Get started in Three Easy Steps!


Our Resources

Use our RDSP tools, help centre, and benefits navigator to help learn about the RDSP and other available provincial benefit programs. Also, see the available RDSP investment options at Vancity Credit Union.

Consulting_Icon1 RDSP Advisor

An online assessment tool to determine your eligibility for the RDSP.

calculator RDSP Starter Calculator

Helps you calculate the advantages of starting a RDSP early and the compounding effect of government grants and bonds.

money_building Vancity RDSP Investment Options

Investment Professionals at Vancity can help you build an RDSP that works to achieve your financial goals while building a future you can feel good about.

About Us


The Equal Futures RDSP Program is a social purpose initiative that provides an easy, efficient, and free service for eligible individuals to learn about, qualify for, and open an RDSP. This program is provided by Ability Tax and Trust Advisors, and supported by Vancity.


Ability Tax and Trust Advisors provides tax and trust services for persons with a disability and their families. Affiliated with PooranLaw Professional Corporation, we provide integrated services that include disability tax reviews and applications, tax appeals, and planning for estates, trusts, and the RDSP.


Vancity is a values-based financial co-operative serving the needs of its more than 509,000 member-owners and their communities through 58 branches in Metro Vancouver, the Fraser Valley, Victoria and Squamish. As Canada’s largest community credit union, Vancity works to improve the financial well-being of its members while at the same time helping to develop healthy communities. In an effort to elevate the challenges people face when applying for RDSP’s, Vancity is supporting Ability Tax and Trust Advisors, providers of the Equal Futures RDSP program, to help streamline the application process for individuals and families investing in an RDSP.


If you have any questions, or would like to know more about our program, please contact us by completing the contact form below.

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Contact Info



#210 - 3820 Cessna Drive, Richmond, BC V7B 0A2